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Thread: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

  1. #51
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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich







    Legal References


    January, 2011
    Steven Bernstein, JD
    Steven Bernstein is a forensic auditor in Atlanta, Georgia with over twenty-seven years experience in the real estate field. Having owned his own mortgage company for nineteen of those years, he went on to earn his law degree in 1993 and is one of only a handful of forensic auditors in his state to have also earned an MBA. Currently, he provides paralegal services to Bella Homes, LLC and serves as one of their forensic auditors. Here is what Mr. Bernstein has to say about Bella Homes, LLC.
    Success in foreclosure defense actions is a relative term. To some, success is defined as the complete cessation of any and all foreclosure proceedings. To others, it is measured simply by how long a homeowner can stay in his home and avoid the foreclosure process entirely. We have been successful in both regards.
    Bella Homes, LLC offers a solution to homeowners who, for a variety of reasons, cannot get to a final resolution on their own. Often times, the biggest obstacle a homeowner must overcome is simply the lack of time. The program offered by Bella Homes, LLC offers homeowners exactly that: time. I hold them in very high regard.
    Steven Bernstein, JD
    Atlanta, GA


    October, 2010
    As you are aware, my law office prepared the initial formative documents for Bella Homes, LLC, a Delaware limited liability company (the "Company"). This consisted of preparing and filing, among other things, the Delaware Certificate of Formation, Nevada Business License Application, and Application for taxpayer identification number. We continue to represent the Company on a regular, but non-exclusive basis, with our engagement limited to specific matters as to which we were consulted by the Company. We do not exercise internal supervision of the company's legal or financial affairs and, therefore, this letter is necessarily limited to those matters as to which we have been specifically engaged and to which we have devoted substantive attention in the form of legal consultation or representation until the date of this letter.
    As it pertains to Bella Homes, LLC, in addition to handling the formation of the Company, I reviewed the organizational documents, internal Company contracts and certain documents concerning the operation of the Company's business. I was also requested to review the Company's business model and plans. With respect to the information and documentation I have been provided, I believe that Bella Homes, LLC is conducting and operating its business consistent with Federal and State laws.
    I have represented Mark Diamond, President and CEO of Bella Homes, LLC, for a number of years. Mr. Diamond has an extensive history of successful and legitimate business practices in a number of fields. He has proven to be innovative and diligent in both the development and operation of each of his endeavors. As an individual, Mr. Diamond has shown a commitment to high ethical standards and unwavering adherence to guidelines and standards within his respective industries.
    Richard D. Farkas
    Sherman Oaks, CA







    © 2011 Bella Homes
    Atlanta Website Design by NicheLabs.com
    Sitemap
    These testimonials are particularly amusing. Bernstien hails from Georgia where BH got the cease and desist and is getting simply massacred in court. The second testimonial is from an attorney, Richard Farkas who is in CA, the one state whose laws bar BH from pushing their program there. Pretty darn hilarious if you ask me!

    e > Public > Attorney Search > Attorney Profile Attorney Search


    Richard Dean Farkas - #89157

    Attorney Provided Information

    The information below was provided by the attorney and has not been verified or monitored. The State Bar does not recommend or endorse any attorney.
    Practice Area(s):
    Alternative Dispute Resolution
    Appellate Practice
    Business Law
    Commercial Law
    Communications Law
    Construction Law
    Contracts
    Corporate Law
    Elder Law
    Entertainment & Sports
    Finance
    Insurance
    Intellectual Property
    Internet Law
    Investments
    Legal Malpractice
    Litigation
    Professional Liability
    Real Estate
    Technology & Science

    Website:
    www.RichardFarkas.com




    Current Status: Active

    This member is active and may practice law in California.
    See below for more details.

    Profile Information

    The following information is from the official records of The State Bar of California.
    Bar Number: 89157
    Address:
    15300 Ventura Blvd #504
    Sherman Oaks, CA 91403
    Map it
    Phone Number: (818) 789-6001
    Fax Number: (818) 789-6002
    e-mail: Not Available
    Undergraduate School:
    Univ of Colorado Boulder; Boulder CO
    Law School:
    UCLA SOL; Los Angeles CA
    County: Los Angeles
    District: District 7
    Sections:
    None


    Status History

    Effective Date Status Change
    Present Active
    11/29/1979 Admitted to The State Bar of California

    Explanation of member status





    Soapboxmom

  2. #52
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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    What is interesting is that Bernstein has a JD but is providing "Paralegal" services to Bella. Sounds like he flunked his Bar Exam from here...!
    Soooo let's see now, we have an attorney from a State (CA) where Bella is illegal that formed a Delaware Corp whose headquarters is in AZ. Interesting that Farkas is a UCLA grad...(didn't we recently have a tussle with some supposed UCLA law students?). Then we have an attorney wannabe in GA where all the court cases are failing...! Sounds like a truly professional operation....NOT!!!
    Last edited by laidback; 12-28-2011 at 12:41 PM.
    It seems like in this "industry" common sense is not all that common!

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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    SBM -
    I was told that Bella CAN do deals in California. What information do you have that states that Bella's program is still "barred" in Calif? I believe they were barred in Calif when they first launched in August - but subsequently they received the 'green light' in Calif about 6+/- weeks later. I never did find out what the hang up was in Calif (which would be very interesting to know) but apparently they ARE accepting applications in Calif now.....(unless that is all baloney and no one in Calif is actually "approved"????).
    What I personally found extremely telling was Mr. Bernstein's not-so subtle point of stating that Bella's "success" is essentially in their delay of foreclosure. Yep that about sums it all up - except he left out the important part of: delaying foreclosure while Bella receives reseller monthly MLM payments and homeowner monthly lease payments. Never mind about all of the other hype and promises that Bella extolls - it all boils down to their own paralegal's words: success = delayed foreclosure. If they would market their program according to their attorney's comments it would be more like: "Deed us your property - so that you can make monthly lease payments to us, while we obtain a TRO and file boilerplate lawsuits to annoy the courts until our boilerplate lawsuits are dismissed with prejudice and then we happily deed your property back to you and your home goes to foreclosure." Hmmmm - wonder how many resellers would be all over this wondrous "foreclosure prevention program" and I wonder how many homeowners would move forward? Sad to say - there would still be a handful of homeowners that would still participate as every month makes a difference to some poor souls - but clearly that would be about it!!!

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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    About CA, all I can say is the recent job postings from Bella, youtube videos etc. say they can do business in only 49 states and they didn't update that on those sources yet. MM also indicated that they could not do business in CA. "Most obviously the one state they are not doing business in is California. This is mainly due to their program being illegal in CA because of the restrictions on sales and leasebacks back to the original homeowners." So, either way I would bet they are going to find it hard to do business anywhere after some more frivolous court filings and the accompanying bad publicity. The complaints from homeowners should begin pouring in as they spend thousands for nothing and end up in foreclosure anyway. I would bet some rogue MLM reps are really handing homeowners wild tales about how great and successful this program is. That is exactly why these squirrelly deals use MLM. The company will say any misrepresentations were made by the independent rep. Convenient isn't it!

    Soapboxmom

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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    Here is a guide published by CA concerning sale-leaseback transactions. http://www.corp.ca.gov/Commissioner/...s/pdf/56fs.pdf
    It seems like in this "industry" common sense is not all that common!

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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    Not that it makes a hill of beans difference - while I was on RFP (Bella reseller) company calls they stated specifically that the state of Colorado had been suspended by Bella.."because some resellers were advertising 'Foreclosure Prevention'" (which is strictly forbidden by Bella) which would be the reason for 49 states. Honestly I'm just attempting to keep some Bella/RFP rep from attempting to discredit our "facts" posted on this great thread.....it could be California, it could be Colorado - honestly the program should be disallowed in all states!

    And...Thanks Laidback for the link. The last "test" item for a Sale Leaseback to be considered a possible "loan" in California says: "The transaction includes agreements with provisions of title reversions and “repurchase” within specified periods."

    CLEARLY that is the case here for Bella's program...AND this now possibly explains to me why Georgia issued the Cease and Desist order in May 2011 related to illegal mortgage activity. (The Bella spin group keeps saying that that Cease and Desist was wrongly placed because "they don't do loans!!!"). The plot thickens!!!
    LOL

    Thanks everyone

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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    Quote Originally Posted by Sharon B View Post
    Hi MM - you shared something above that I didn't know.....and that is: you say that if Bella is the owner of the deed (through a Grant deed or Quit Claim) that if they then subsequently purchase the 1st note on the property (laugh) that they are in conflict of something called a "merged note" and can now not foreclose on that note????? And you go on to say it is then thus "worthless"?? I take it you are saying that they can NOT transfer the ownership of the property to a subsidiary (as they've outlined they planned to do) and proceed with a foreclosure??? (Clearly they can't foreclose on themselves but if they transfer ownership to a subsidiary I would think this would have worked???). The process they outlined actually made sense to me (presuming they were able to buy the one-off note for cents on the dollar in the first place) until you mention this "merger" issue??? As I say, I've never heard of this before. Why couldn't they transfer the ownership of the property to a subsidiary (no longer a "merged" note????) and then have Bella foreclose on the 1st note that they purchased which the subsidiary is now not making payments on?? Wouldn't this avoid this "merger of interests" issue that you mention above??

    I know that Bella (as outlined) never did nor never has stated that they would pursue a short sale as that structure won't work as you outlined above - but they DID outline that they would buy the 1st note at cents on the dollar which would preserve it's recordation order with the 2nd. What I did not know was that all states disallow the owner of the deed from purchasing the note unless there is "anti merger" verbiage (which sounds rather obscure?????). Can you elaborate for me where I can find more information on this topic which, to me, essentially nullifies their ENTIRE game plan (which, by the way, is not surprising to me at all but I'd be interested to learn more).
    Thank you very much!
    Here is a quick definition for you: What is Antimerger Clause - Super Glossary

    Once the interests are merged, you cannot "un-merge" them. This is not something that just applies to banks or real estate related businesses, it applies to the homeowner(s) as well. If the homeowner bought their own loan, the same thing would happen. There are ways to do it, but I really don't feel like outlining them here as when I pointed out other things in specific detail while posting on that other forum, I found the Bella Q&A page slightly updating itself as applicable. I will leave it at there are enough lawyers out there that are either certified real property experts or have enough experience in the RE field to know how to avoid this issue.

    One thing to look at more closely is what would be the incentive of the bank/fund/investment group/etc to take such a steep discount on a one off, one asset transaction?

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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    Quote Originally Posted by Sharon B View Post
    Not that it makes a hill of beans difference - while I was on RFP (Bella reseller) company calls they stated specifically that the state of Colorado had been suspended by Bella.."because some resellers were advertising 'Foreclosure Prevention'" (which is strictly forbidden by Bella) which would be the reason for 49 states. Honestly I'm just attempting to keep some Bella/RFP rep from attempting to discredit our "facts" posted on this great thread.....it could be California, it could be Colorado - honestly the program should be disallowed in all states!

    And...Thanks Laidback for the link. The last "test" item for a Sale Leaseback to be considered a possible "loan" in California says: "The transaction includes agreements with provisions of title reversions and “repurchase” within specified periods."

    CLEARLY that is the case here for Bella's program...AND this now possibly explains to me why Georgia issued the Cease and Desist order in May 2011 related to illegal mortgage activity. (The Bella spin group keeps saying that that Cease and Desist was wrongly placed because "they don't do loans!!!"). The plot thickens!!!
    LOL

    Thanks everyone
    Sharon,

    I encourage you to do two of the following things:

    - Call the Georgia Dept. of Banking & Finance and talk with Rod Carnes, who can be reached VIA the info below. I did, and so have a few other people. The quick recap is that they do not issue these things for fun, and that they were given more then ample notice to comply or answer the order, and for whatever reason, chose not to do so. That to this date, nothing has been done about the order from anyone since it went in to effect.

    Rod Carnes
    Deputy Commissioner for Non-Depository Financial Institutions
    Phone: (770) 986-1371
    E-mail: rodc@dbf.state.ga.us

    - Read the Georgia Residential Mortgage Act and all the way to the latest revisions effective 7/1/2011, which can be found HERE as well as the information found HERE which goes over some of the other laws and makes additional reference to the fact that this industry falls under the regulation of Georgia Dept. of Banking & Finance. You should be able to see the sections in which the State of Georgia decided to take action.

    Also, from your previous post, if all it was the phrasing of "Foreclosure Prevention", "Foreclosure Consultant", "Foreclosure (insert phrase here)", there would be quite a bit more States they would not be doing business in. Below, I have posted the main points of the Colorado law, which you can see the main areas as to why Bella would not be able to operate there. Mainly offering this kind of service in CO requires you to have a mortgage license. Bella would not be able to get a license due to the criminal past and associations with members. One of the other things I have seen is based on the advanced fee angle, saying that Bella is not charging a fee to the homeowner, only rent, so they do not violate this part of the law. Unfortunately states like CO, MN, CA, ID, and a few others will consider the "rent" an advance fee due to the implicit promise the rent and/or leaseback to buy agreement presents. In the end, when Bella cannot perform on their part of the contract for whatever reason, all the rent will be considered an advance fee. Especially if they are ever forced to account for where the funds went, who was paid what (MLM upline, attorney, etc). I would be surprised to see that every "customer" account was segregated and not commingled with other funds/accounts/income streams.

    Anyway, below is the Colorado information.

    Summary: Beginning in 2006, Colorado enacted new laws which provide strict requirements and restrictions on the business practices of foreclosure consultants and home equity purchasers. A foreclosure consultant cannot take any money from you until after he has performed his service. You may be able to get a refund. The violation of any of these new laws is a Deceptive Trade Practice in Colorado, where the home owner may receive 3 times damages, attorney fees, and costs.

    Foreclosure Consultants & Equity Purchasers in Colorado

    Because of widespread foreclosure “rescue” scams, in 2006 Colorado enacted laws to help protect you from fraudulent activity in connection with foreclosure rescue, bailout schemes, or purchasers of the equity in your home. The law also provides some protection from equity purchasers. The new law strengthens other laws concerning mortgage brokers and Realtors which were enacted in 2002.

    The violation of any of these new laws is a Deceptive Trade Practice in Colorado. You may receive 3 times the amount of damages, as well as attorney fees and costs.
    Foreclosure Consultant Laws in Colorado

    A foreclosure consultant is defined as a person, who for compensation, represents that the consultant will obtain a rescue loan, achieve a workout or forbearance with the lender, avoid or reduce the impairment of the homeowner’s credit, or otherwise prevent or delay the foreclosure sale.

    The foreclosure consultant law does not apply to an attorney, real estate brokers, mortgage brokers, bank, or title companies which are conducting business as part of their normal business activity. However, the law may apply to these individuals, particularly the mortgage brokers and real estate brokers if they are involved in foreclosure rescue activities.

    The 2006 Colorado law requires:

    1. A written contract between the foreclosure consultant and the homeowner of a residence.

    2. A written notice that the foreclosure consultant may not charge any advance fee for services. A fee for services may be charged only after the service has been performed. Except that a fee for out-of-pocket expenses may be charged.

    3. A written notice that the homeowner may rescind (unwind) the contract at any time without penalty. The contract documents must include a form for the rescission of the contract.

    4. A disclosure that the consultant may not ask for the title to the home to be transferred to the consultant.

    Under Colorado C.R.S. § 6-1-1107, a foreclosure consultant may not:

    1. Collect or in any other way make a charge for services until after the foreclosure consultant has fully performed each and every service which he has contracted to perform.

    2. Claim, demand, or collect any compensation for a loan that he makes to the homeowner which exceeds 2 percentage points over the prime rate. Such interest rate cannot in any case exceed 8 percent. This is to avoid high interest rate loans.

    3. Take any wage assignment or lien of any type on the homeowners’s property as security for the payment of compensation;

    4. Receive any compensation from any third party in connection with the foreclosure consulting services unless it is fully disclosed to the homeowner in writing;

    5. Acquire any interest, directly or indirectly, in the ownership of real property or personal property of the homeowner;

    6. Obtain a power of attorney from a homeowner for any purpose other than to inspect documents as provided by law; or

    7. Attempt to get a home owner into a consulting contract which does not comply with the provisions of this law.

    8. Attempt to get the home owner to waive any rights to:

    - a jury trial;

    - court jurisdiction or choice of law outside of Colorado

    - jurisdiction other than in the county where the residence is located;

    - a jury trial.

    The violation of any of these foreclosure consultant provisions is a Deceptive Trade Practice in Colorado. You may receive 3 times the amount of damages, as well as attorney fees and costs.

    Home Equity Purchasers in Colorado

    Colorado law also restricts and regulates the activities of home equity purchasers.

    A home equity purchaser is anyone who acquires an ownership interest in your home, except if the purchaser intends to live in the property as his personal residence for at least one year.

    Similar to a foreclosure consultant, under Colorado C.R.S. §6-1-1111, a home equity purchaser must have a written contract with the home owners. Except that the right of rescission extends to 3 business days after the contract is signed.

    Until this 3 day right of rescission has passed, the equity purchaser may not accept any deed or other document which transfers title to the equity purchaser or even pay the home owner any compensation for the equity or ownership of the home.

    The equity purchaser is prohibited from making any untrue or misleading statement regarding the value of the home in foreclosure, the amount of proceeds the home owner may receive after a foreclosure sale, or any other untrue or misleading statement concerning the sale of the residence in foreclosure.

    The equity purchaser must also assume or discharge the lien(s) in foreclosure without violating the terms of those liens. Usually this means that any loans secured by a deed of trust must be paid off.

    The equity purchaser must verify that the home owner has a reasonable ability to make any lease payments and repurchase the home within the terms provided in any sale/lease-back contract.

    The purchase price at which the home owner must pay to get the property back must not be unconscionable. A price which is 25% higher is presumed to be unconscionable.

    Similar to the restrictions on foreclosure consultants, the contract cannot waive several home owner legal rights or impose costs or fees greater than actual costs or fees.

    The violation of any of these home equity purchaser provisions is a Deceptive Trade Practice in Colorado. You may receive 3 times the amount of damages, as well as attorney fees and costs.

    Colorado Now Requires Mortgage Broker Licensing in Most Cases

    Unless the "consultant" is a Colorado attorney, he or she is required to be licensed as a Colorado mortgage broker in order to do your loan modification. Also, they may not collect any fees up front.

    MM

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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    Thank you MM!
    I will do as you have suggested. I wish there were more states who saw what Georgia saw and would start taking action like they did...

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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    Quote Originally Posted by Magic_Muffin View Post
    SBM,

    ..........Their business model is more akin to "let's do it anyway until the State AG tells us to stop" model.

    I honestly don't understand how they have even gotten this far?

    MM
    Bingo!!!!

    Soapboxmom

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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    Sharon B......What has the state of Georgia done? They haven't shut Bella Homes down. They still operate a business from the state of Georgia.

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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    Bella Homes


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    10450 Belladrum Alpharetta, GA 30022
    (770) 663-4562
    Plan Your Visit

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    Bella Homes is part of the Alpharetta Circle of Merchants.

    Learn More About This City





    Bella Homes


    10450 Belladrum
    Alpharetta, GA 30022
    770-663-4562


    Follow this merchant



    1. Pamela Lenore Delpiano
    Daniel David Dalpiano
    Daniel Delpiano
    Daniel D Delpiano
    Pamela Lenore Cicilian


    40 Alpharetta, GA
    Johns Creek, GA
    Tarpon Springs, FL
    Scottsdale, AZ
    Roswell, GA
    . Pamela L Delpiano

    Alpharetta, GA
    Ann Arbor, MI
    Troy, MI
    Waterford, MI
    Daniel Delpiano
    Daniel D Delpiano
    Pamela Lenore Delpiano
    Daniel David Dalpian
    Pamela Lenore Cicilian


    52 Alpharetta, GA
    Johns Creek, GA
    Tarpon Springs, FL
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    2. Daniel D Delpiano
    Daniel D Pian
    Daniel Dalpian
    David Gebhardt Schmid


    52 Alpharetta, GA
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    West Bloomfield, MI
    Union Lake, MI


    Numerous sources show Bella Homes at the first address. All sorts of interesting things tie in to this address. The other addresses appear on numerous very juicy court filings. Now we can read more court filings and see just what kind of people are running this popcorn stand.

    Soapboxmom

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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    Quote Originally Posted by barefoot View Post
    Sharon B......What has the state of Georgia done? They haven't shut Bella Homes down. They still operate a business from the state of Georgia.
    Hey Barefoot - You know - I was wondering the exact same thing. I did call - but had to leave a message for the Georgia contact that MM left for us - and honestly am hoping to ask that very question. Within the links that MM gave us it clearly outlines what is supposed to happen to companies that continue to do business while under a Cease and Desist order. I guess my question to anyone on this post who has spoken with Rod (?) at the Georgia Dept of Finance is why is Bella being allowed to continue working within the state of Georgia?? I know their corp was established in Delaware and I know they have claims to being in Arizona - but even their website has a Georgia corporate physical address....so why are they not being prosecuted per the guidelines of the Georgia Cease and Desist order........or....perhaps they are but we haven't gotten wind of that yet???????????

    Would anyone like to shed some light on this for Barefoot and I? THANKS!!!!

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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    10450 Belladrum Alpharetta GA - Home For Sale and Real Estate Listing - MLS #4225195 - Realtor.com®

    • 10450 Belladrum NE Alpharetta, GA 30022
    • $4,700,000


    • Beds:6 Bed Baths:8 Bath House Size:7,468 Sq Ft

    Listings Refreshed: 10 Minutes Ago

    Property Details

    WOW! Unbelieveable home! European luxury-Imported hand carved molding & statues from Italy, accented with 18k gold!! Entertain in your formal dining room, living room overlooking lake, marble and stone custom pool with spa area, outdoor entertaining area. Chefs kitchen with state of the art appliances and upgrades. Exercise room, wine cellar, bomb shelter, billard room, theater, exquisite! Call for more information! Lease or lease purchase available.
    6 bed 8 bath
    7468 sq ft Not Available
    $4,700,000 $629
    Single Family Home 2001
    Cameron Crest Farms European, Traditional
    Not Available Not Available
    • Status: ACTIVE
    • County: Fulton
    • Area: FULTON NORTH
    • Subdivision: Cameron Crest Farms
    • 6 total full bath(s)
    • 2 total half bath(s)
    • Family room
    • Kitchen
    • Dining room is Separate, with: Seating for 12+
    • Kitchen is with: Second Kitchen, Breakfast Bar, Breakfast Room, Cabinets Stain, Island, Keeping Room, View To Family Room, Pantry - Walk-in, Counter Top - Stone
    • Basement is a Daylight, Finished, Full, with: a Bath
    • 5 fireplaces
    • Cooling features: Ceiling Fan(s), Central Electric,Cooling
    • Inclusions: Central Vacuum, Dishwasher, Gas Oven/Range/Countertop, Gas Water Heater
    • Community features: Cable Tv Avail, Homeowners Association
    • Lot features: Level, Lake Frontage, Lake View, Level Driveway, Private Backyard
    • Utilities present: Public Water, Public Sewer Connected
    • Elementary School: Dolvin
    • Jr. High School: Taylor Road
    • High School: Johns Creek
    • Swimming pool(s)
    • Basement
    • Dining room
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    • Hardwood floors
    • MainFloorBathroom
    • MainFloorBedroom
    • Parking features: 3 Car Garage, Auto Garage Door, Kitchen Level
    • Energy Info: Extra Insulation
    In Keeping room, In Living room, In master bedroom
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    Composition
    10 ft + Ceiling Upper, 10 ft+ Ceiling Main, 2-Story Foyer, Bedrooms On Main Level, Bookcases, Cathedral Ceiling, Entrance Foyer, His & Her Closets, In-Law Site/Apartment, Split Bedroom Plan, Walk-In Closet(s), Bedroom(s) on lower level, Bedroom(s) on upper level, LAUNDRY IN: Laundry Room, MASTER BATHROOM FEATURES: Bidet, Double Vanity, Garden Tub, Separate His/Hers
    Deck, Fenced Yard, Front Porch, Hot Tub/Spa, Professional Landscaping, Pool House, Irrigation System, Outdoor Fireplace, East Exposure
    4225195
    ATLANTA COMMUNITIES |(404)844-4198


    Bella reps claim:
    3.Bella Homes, LLC close 90% of the loans/applications we receive.
    5. Bella Homes, LLC has millions in Hedge funds. We have funded hundreds of deals, and will continue to fund hundreds more. The mortgage crisis is at epidemic levels, families are being displaced left and right. As representatives of Bella, it’s our duty and obligation to get the word out about the Bella services asap and let Bella corporate and the legal team help as many homeowners as they can.
    6. I’ll make sure I fix my link. Thanks
    7. Mr. Diamond is a great man. Bella Homes has saved a lot of families from financial hardship and the burden of losing their home. I’m very pleased with the company and the leadership.
    If there are millions in hedge funds, why is it the Delpiano scammers couldn't save their home which also doubled as Bella's headquarters????? If they can't save this home how successful will they be at saving other homes???

    Soapboxmom
    Attached Images Attached Images

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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    Bella Homes original headquarters was really swank:Bella 6.jpgBella 7.jpgBella 8.jpgBella 9.jpgBella 10.jpg

    Why is it the geniuses at Bella couldn't save it???

    Soapboxmom

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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    Now we can explore why I so carefully documented those addresses. An incredibly wonderful birdy has been sending me very fascinating court documents. Daniel David Delpiano spent time in prison and was deposed in a civil case related to the criminal complaints while still behind bars. That scum plead the fifth for every question put to him by that attorney in the civil case. She had the right to ask the judge order him to answer. Delpiano admitted he wouldn't answer due to possible additional criminal charges. Who in their right mind would do business with Bella Homes knowing about the following???:

    Delpiano 1.pdf

    Delpiano 4.pdf

    Delpiano 5.pdf

    Delpiano 6.pdf

    Soapboxmom

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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    Quote Originally Posted by Soapboxmom View Post
    Now we can explore why I so carefully documented those addresses. An incredibly wonderful birdy has been sending me very fascinating court documents. Daniel David Delpiano spent time in prison and was deposed in a civil case related to the criminal complaints while still behind bars. That scum plead the fifth for every question put to him by that attorney in the civil case. She had the right to ask the judge order him to answer. Delpiano admitted he wouldn't answer due to possible additional criminal charges. Who in their right mind would do business with Bella Homes knowing about the following???:

    Delpiano 1.pdf

    Delpiano 4.pdf

    Delpiano 5.pdf

    Delpiano 6.pdf

    Soapboxmom
    And therein lies the reason scum like this guy and Bowdoin don't reveal their criminal past when dealing with prospective suckers...errr marks....errr customers...!
    It seems like in this "industry" common sense is not all that common!

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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    Notice all the folks tied to this address. Bella president Mark Diamond has been hooked up with the Delpianos for some time!
    9375 Chandler Bluff
    Atlanta, GA
    Find on map >>
    Owner: PAUL F JR & MARGARET A CONNORS
    Land value: $230,600
    Building value: $1,407,100
    Total value for property: $1,637,700
    Assessments for tax year: 2009
    Building area: 7,798 square feet
    Land area: 38,184 square feet
    Property class: Residential Vacant Lot
    Land use: Residential 1 Family
    Number of stories: 2
    Exterior wall: Masonry & Frame
    Basement: Full
    Heating: Heat Pump
    Fuel: Gas
    Heating system: Warm Air
    Attic: Unfinished
    Year property was built: 1999
    Grade: X+
    Total number of rooms: 16
    Number of bedrooms: 6
    Number of family rooms: 2
    Number of full bathrooms: 7
    Number of half bathrooms: 4

    Sales:
    • Date: 11/08/2001
      Price: $0
      Old owner: PAMELA L DELPIANO
      New owner: TIM WEISSWASSER TR
    • Date: 12/06/2001
      Price: $0
      Old owner: TIMOTHY WEISWASSER
      New owner: PAMELA L DELPIANO
    • Date: 12/11/2001
      Price: $0
      Old owner: MARK DIAMOND
      New owner: PAMELA L DELPIANO
    • Date: 04/08/2003
      Price: $0
      Old owner: PAMELA L DELPIANO
      New owner: TIMOTHY OF THE WEISWASSER TR
    • Date: 12/12/2003
      Price: $0
      Old owner: PAMELA DELPIANO
      New owner: WEISWASSER TRUSTEE
    • Date: 12/12/2003
      Price: $0
      Old owner: TIMOTHY WEISWASSER TRUSTEE
      New owner: PAMELA DELPIANO
    • Date: 01/15/2004
      Price: $0
      Old owner: PAMELA L DELPIANO
      New owner: TIMOTHY WEISWASSER TR
    • Date: 01/20/2004
      Price: $0
      Old owner: TIMOTHY WEISWASSER TR
      New owner: PAMELA L DELPIANO
    • Date: 04/05/2004
      Price: $0
      Old owner: PAMELA L DELPIANO
      New owner: TIMOTHY WEISWASSER TR
    • Date: 04/29/2004
      Price: $0
      Old owner: PAMELA DELPIANO
      New owner: TIMOTHY WEISWASSER TR
    • Date: 04/29/2004
      Price: $0
      Old owner: TIMOTHY WEISWASSER TR
      New owner: PAMELA DELPIANO
    • Date: 04/04/2006
      Price: $0
      Old owner: PAMELA L DELPIANO
      New owner: WASHINGTON MUTUAL BANK FA
    • Date: 04/04/2006
      Price: $2,800,000
      Old owner: PAMELA L DELPIANO
      New owner: WASHINGTON MUTUAL BANK FA
    • Date: 08/01/2006
      Price: $1,814,000
      Old owner: WASHINGTON MUTUAL BANK
      New owner: PAUL F CONNORS JR


    Read more: Property valuation of Chandler Bluff, Atlanta, GA: 9305, 9315, 9320, 9325, 9330, 9335, 9340, 9355, 9365, 9375 (tax assessments)

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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    I emailed Rod yesterday. Tomorrow when I have time I will copy and paste the emails between Rod and myself. He did not straight out answer my questions.

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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    Last Name First Name / MI SPN # Birth Date Age At Booking Released
    DELPIANO PAMELA LENORA X0314537 03-JUL-71 33 08-JUL-05
    Arrested: 01-JUL-05 Released: 08-JUL-05 Arresting Officer: NIX Badge: 182 Agency: GA BUREAU OF INVESTIGATION Arrest Number: None
    *Booking No: 0276559 Booked-In: 01-JUL-05 12:12 AM Booked-Out: 08-JUL-05 07:24 PM Booking Photo
    * Click on Booking Number to compare charges between the Jail system and Court System.



    Inmate's Personal Information at Time of Booking



    DELPIANO, PAMELA LENORA Height: 65 Race: White
    3915 MERRIWEATHER WOODS Weight: 107 LBS Sex: Female
    ALPHARETTA, GA Hair Color: Brown Complex: ---
    Eye Color:
    Inmate's Related Cases



    Case ID Description Filing Date Status
    D0167087 SUTTLE 04-JUL-05 Open



    Inmate's Bond Information



    Bond ID Date Set Amount Description Date Posted Posted By Special Conditions Cash Alt.?
    796895 08-JUL-05 $0 08-JUL-05 50 - FREE AT LAST BAIL BOND Additional Details No
    796896 08-JUL-05 $0 08-JUL-05 50 - FREE AT LAST BAIL BOND Additional Details No
    796897 08-JUL-05 $0 08-JUL-05 50 - FREE AT LAST BAIL BOND Additional Details No
    796898 08-JUL-05 $80,000 08-JUL-05 50 - FREE AT LAST BAIL BOND Additional Details No



    Inmate's Detainer Information



    Complaint # Detainer Charges Complaint Date Issuing Agency Complaint Released? Release Date/Time
    SOID 01-JUL-05 Yes 06-JUL-05 04:41:16 PM
    LARCENY 01-JUL-05 NEVADA Yes 01-JUL-05 01:36:46 PM



    Inmate's Booking Details


    Last Name First Name / MI SPN # Birth Date Age At Booking Released
    DELPIANO DANIEL DAVID X0314545 05-JUN-59 46 08-JUL-05
    Arrested: 01-JUL-05 Released: 08-JUL-05 Arresting Officer: JONES Badge: 109 Agency: GA BUREAU OF INVESTIGATION Arrest Number: None
    *Booking No: 0276575 Booked-In: 01-JUL-05 02:57 AM Booked-Out: 08-JUL-05 06:52 PM
    * Click on Booking Number to compare charges between the Jail system and Court System.


    Inmate's Personal Information at Time of Booking


    DELPIANO, DANIEL DAVID Height: 71 Race: White
    10450 BELLADRUM Weight: 170 LBS Sex: Male
    ALPHARETTA, GA Hair Color: Black Complex: ---
    Eye Color: Brown
    Inmate's Related Cases


    Case ID Description Filing Date Status
    D0167087 SUTTLE 04-JUL-05 Open


    Inmate's Bond Information


    Bond ID Date Set Amount Description Date Posted Posted By Special Conditions Cash Alt.?
    796913 08-JUL-05 $100,000 08-JUL-05 99 - ATLANTA DEKALB BOND COMPANY Additional Details No


    Inmate's Detainer Information


    Complaint # Detainer Charges Complaint Date Issuing Agency Complaint Released? Release Date/Time
    SOID 01-JUL-05 Yes 07-JUL-05 09:58:58 PM

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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    Criminal Case Information








    Case: D0167087 ( Open ) SUTTLE
    Filing Date: 07/04/2005 Type: District Attorney Criminal
    Judge:















    Party Type
    SUTTLE, KOTA CHALFANT Defendant
    GARDNER, FREDERICK A Defendant
    FAGLIER, KARNA JEAN Defendant
    DELPIANO, PAMELA LENORA Defendant
    FAGLIER, HARVEY LARRY Defendant
    DELPIANO, DANIEL DAVID Defendant
    HALL, A. Asst. District Attorney
    NIX, C. W. State'S Witness


    Warrant
    No.
    Seq
    No.
    Maint.
    Code
    Charge Level / Code
    and Description
    Offense
    Date
    Disposition
    Desc
    Disposition
    Date
    Sentence
    Description
    Sentence
    Length
    Start
    Date
    SUTTLE, KOTA CHALFANT (Released) click here for bond information Booking Link: 0276556 SPN Link : X0314534
    05W12944 1 --
    F 16-14-4-RICO ACT/RACKET/CORRUPT ORG
    30-JUN-05
    05W12943 2 --
    F 2699-FRAUD-
    30-JUN-05
    05W12945 3 --
    F 2699-FRAUD-
    30-JUN-05
    --- 4 --
    F 2699-FRAUD-
    30-JUN-05
    GARDNER, FREDERICK A (Released) click here for bond information Booking Link: 0276557 SPN Link : X0314535
    05W12950 1 --
    F 16-14-4-RICO ACT/RACKET/CORRUPT ORG
    30-JUN-05
    --- 2 --
    F 2699-FRAUD-
    30-JUN-05
    --- 3 --
    F 2699-FRAUD-
    30-JUN-05
    --- 4 --
    F 2699-FRAUD-
    30-JUN-05
    FAGLIER, KARNA JEAN (Released) click here for bond information Booking Link: 0276558 SPN Link : X0314536
    05W12940 1 --
    F 16-14-4-RICO ACT/RACKET/CORRUPT ORG
    01-APR-05 NOT PRESENTED TO GRAND JURY 14-DEC-05
    05W12940 2 --
    F 2699-FRAUD-
    01-APR-05 NOT PRESENTED TO GRAND JURY 14-DEC-05
    --- 3 --
    F 2699-FRAUD-
    01-APR-05 NOT PRESENTED TO GRAND JURY 14-DEC-05
    --- 4 --
    F 2699-FRAUD-
    01-APR-05 NOT PRESENTED TO GRAND JURY 14-DEC-05
    DELPIANO, PAMELA LENORA (Released) click here for bond information Booking Link: 0276559 SPN Link : X0314537
    05W12939 1 --
    F 16-14-4-RICO ACT/RACKET/CORRUPT ORG
    01-APR-05 NOT PRESENTED TO GRAND JURY 13-SEP-07
    --- 2 --
    F 2699-FRAUD-
    01-APR-05 NOT PRESENTED TO GRAND JURY 13-SEP-07
    --- 3 --
    F 2699-FRAUD-
    01-APR-05 NOT PRESENTED TO GRAND JURY 13-SEP-07
    --- 4 --
    F 2699-FRAUD-
    01-APR-05 NOT PRESENTED TO GRAND JURY 13-SEP-07
    FAGLIER, HARVEY LARRY (Released) click here for bond information Booking Link: 0276560 SPN Link : X0314538
    05W12956 1 --
    F 16-14-4-RICO ACT/RACKET/CORRUPT ORG
    30-JUN-05
    --- 2 --
    F 2699-FRAUD-
    30-JUN-05
    --- 3 --
    F 2699-FRAUD-
    30-JUN-05
    --- 4 --
    F 2699-FRAUD-
    30-JUN-05
    DELPIANO, DANIEL DAVID (Released) click here for bond information Booking Link: 0276575 SPN Link : X0314545
    05W12949 1 --
    F 16-14-4-RICO ACT/RACKET/CORRUPT ORG
    01-APR-05
    --- 2 --
    F 2699-FRAUD-
    01-APR-05
    --- 3 --
    F 2699-FRAUD-
    01-APR-05
    --- 4 --
    F 2699-FRAUD-
    01-APR-05

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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    Quote Originally Posted by Soapboxmom View Post
    An incredibly wonderful birdy has been sending me very fascinating court documents. Daniel David Delpiano spent time in prison and was deposed in a civil case related to the criminal complaints while still behind bars. That scum plead the fifth for every question put to him by that attorney in the civil case. She had the right to ask the judge order him to answer. Delpiano admitted he wouldn't answer due to possible additional criminal charges. Who in their right mind would do business with Bella Homes ....???:
    Soapboxmom
    Hi SBM - It's me again attempting to set our thread's "facts" straight for our readers...It has been stated several times by Bella defenders over the net that the Daniel David Delpiano that you've presented court docs on is not the same Delpiano who has a leadership position at Bella Homes, LLC. What was further exposed however, was that the 20 something Delpiano who is a "director" (or some such position) happens to have had a shared home address with the senior (convicted felon) Delpiano. The summarized logical conclusion that many of us made is that the junior Delpiano is the senior Delpiano's son (or some such close relative). I think anyone with 1/10th of a brain can figure out who TRULY is a "director" of Bella and I'd say it is safe to say it ISN'T the 20 something Delpiano. Thus we head back all fingers pointing to the convicted felon Delpiano who seems capable of orchestrating fraud behind bars....and thus I completely concur with your ending summary question above.

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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    Now thems some right classy people right there....! Bet they looked spiffy in orange jumpsuits!
    It seems like in this "industry" common sense is not all that common!

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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    Quote Originally Posted by Sharon B View Post
    Hi SBM - It's me again attempting to set our thread's "facts" straight for our readers...It has been stated several times by Bella defenders over the net that the Daniel David Delpiano that you've presented court docs on is not the same Delpiano who has a leadership position at Bella Homes, LLC. What was further exposed however, was that the 20 something Delpiano who is a "director" (or some such position) happens to have had a shared home address with the senior (convicted felon) Delpiano. The summarized logical conclusion that many of us made is that the junior Delpiano is the senior Delpiano's son (or some such close relative). I think anyone with 1/10th of a brain can figure out who TRULY is a "director" of Bella and I'd say it is safe to say it ISN'T the 20 something Delpiano. Thus we head back all fingers pointing to the convicted felon Delpiano who seems capable of orchestrating fraud behind bars....and thus I completely concur with your ending summary question above.
    Booking in Dekalb County Georgia for fraud:
    DELPIANO, DANIEL DAVID Height: 71 Race: White
    10450 BELLADRUM Weight: 170 LBS Sex: Male
    ALPHARETTA, GA Hair Color: Black Complex: ---
    Eye Color: Brown
    Pamela L Delpiano

    10450 Belladrum
    Alpharetta, GA 30022-5132

    Age: 35-39
    Associated: Danel D Delpiano, Amber K Delpiano

    Bella Homes


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    10450 Belladrum Alpharetta, GA 30022
    (770) 663-4562
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    Since we can prove that Daniel David Delpiano's wife, Pamela, resided at what was Bella homes first corporate address, I think we can easily prove the deluded defenders wrong on that one. Daniel also gave that as his home address when he was booked in Georgia for fraud. His wife also resided at a home owned, in a ping pong game of ownership between her and others, by Mark Diamond that was the address on the United States Attorney Information Delpiano 1.pdf . So, I have no doubt that the convicted felon, Daniel David Delpiano, is our Bella Homes man. Court records and Zabasearch sure come in handy!

    Soapboxmom

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    Re: Bella Homes / George Dranichak / Scam.com / Sviat / Vladimir Sviatoslavich

    Quote Originally Posted by Soapboxmom View Post
    Booking in Dekalb County Georgia for fraud:



    Since we can prove that Daniel David Delpiano's wife, Pamela, resided at what was Bella homes first corporate address, I think we can easily prove the deluded defenders wrong on that one. Daniel also gave that as his home address when he was booked in Georgia for fraud. His wife also resided at a home owned, in a ping pong game of ownership between her and others, by Mark Diamond that was the address on the United States Attorney Information Delpiano 1.pdf . So, I have no doubt that the convicted felon, Daniel David Delpiano, is our Bella Homes man. Court records and Zabasearch sure come in handy!

    Soapboxmom
    I like all the references to Mark S. Diamond in the paperwork, especially the 2009 deposition where on page 18 he is referenced. That goes a lot towards how close their relationship continues to be. As far as the past attempts to say the Delpianos are different, well they are. One is the felon dad while the other is the felons son. It does not change the fact that they had the same address at 10450 Belladrum, that he is barely old enough to drink and is somehow the "director" of a company with questionable connections and shady business "model". The connections are quite clear. One of the things I have mentioned here and also pointed that other site is this: THERE IS NO HEDGE FUND BACKING. The minute any fund does a background check on Mark S. Diamond and/or the younger Delpiano, the criminal record of the older Delpiano and his wife will show up and that will be it.

    There is no way a fund would back the group knowing the fraud perpetrated on MicroFinancial Inc for $12M and knowing there is another $20M+ in judgments against him.

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