On the topic of MCA i almost signed up with them, Until i found out that they deduct almost 5.00 out of your commission of 80 dollars if someone cancels their membership! So basically all your hard work goes down the toilet? And they keep deducting that fee until it's all paid back! Very unfair business practices! And should be looked into. Iam a marketer for a legit company and they pay all their commissions out and would not do such a unfair thing.