It's post #48 directly above Jasons', Judy
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It's post #48 directly above Jasons', Judy
You sell ponzi's Paula. You sell products on forums promoting hard porn and ponzis. What does Skinny Body Care got to do with premature ejaculation? Perhaps you can explain.
RS Questions about Skinny Body Care.
I think she's just trying to say she's really a 'smallafrye' and not accountable.
Hello everyone. I just want to say I'm so glad I found this page. It helped me tremendously in understanding the truth about MCA. I first heard about MCA through Facebook. I thought something was amiss as the only thing associates seem to promote more than anything is how much money they make. Admittedly, it was this approach that made me consider joining MCA, but something in my gut kept saying something just wasn't right. The more research I did, the LESS I could get a straight up answer regarding MCA. The biggest red flags for me was on the majority of the You Tube videos posted by associates, it would have very misleading titles like, "MCA is a SCAM!!!" and once you go to their video, they are actually trying to get you to join MCA. I've found that a lot of the associates are either very defensive or try to come across as sympathetic (i.e. "I'm sorry you may have been treated poorly by another associate. Please contact me if you have any questions about MCA.") The biggest red flag is that NONE of the associates give direct answers to questions about MCA other than "People make money" or "I'm getting paid". I couldn't put my finger on why, specifically, MCA didn't sound right, other than it just didn't sound right. This site has helped me to identify the specific reason why MCA is a scam. Thank God, because I was seriously considering joining.
I happened upon MCA while researching different opportunities to work from home. Having always worked in the legal field as a paralegal, I wanted more information about the company's background. All the associates all state the same "script" and that is an indicator to me that before giving any money, I needed to see if I would be able to find out more information. After a few different types of searches, I finally happened upon a recent November 23, 2012, commentary by a guy named Steve Rhode. He titled his commentary "Motor Club of America (MCA) Looks Like a Biz Op to Avoid. Not What It Appears to Be." Mr. Rhode's article saved me a lot of time and effort as it contains exactly the information I was seeking while researching online. I try to always research the background of any employer or business I am hoping to form a relationship with, it is always a wise practice to do so. There is a lot of public information which is easily accessible through clerk of court websites, secretary of state websites, department of corporations, etc. When in doubt or you got a gut feeling, listen to your gut, and do your research. :)
i just told a hopefull newbie about this as an online marketer and knowing the game. i just broke his heart and i know it.
a partial of my email.
I'm actually one of the type of guys your trying to work this out for. I'm above their level even in mindset as I seen their website & they seemed shady!
Us internet marketers know these tricks in videos, adding fake followers, adding video likes on youTube and can hire people to give fake reviews, ect.
The online world is full of deception. So ..
I know you werent expecting that, but I wanted you to know.. before you go pouring your heart into this bud.
There is hope out there!
I sold websites, created my own, sold ads, made real good money but it all took time for me to learn as I was in your shoes back in 2001.
I just responded to a rock band asking to create 1million youtube views for their videos, True! you see allot of it is not real.
But we make it look real. also in real life becarefull when buying things and reading online reviews. those can be faked too.
your walking a little on the dark side its up to you if you want to make money or wish....
I left allot out but I hate kowing this stuff in wich I found out the hard way as i learned. I cannot let another duped real or not.
God bless us all in this messed up world.
On the topic of MCA i almost signed up with them, Until i found out that they deduct almost 5.00 out of your commission of 80 dollars if someone cancels their membership! So basically all your hard work goes down the toilet? And they keep deducting that fee until it's all paid back! Very unfair business practices! And should be looked into. Iam a marketer for a legit company and they pay all their commissions out and would not do such a unfair thing.
yep Miss Florida Sunshine, Gotta read the fine print! :shocked:
@justice786 Just read the article. Very helpful. I wish more people spoke out about MCA.
Here are some of the videos with misleading titles:
MCA IS A SCAM!!!!!!! OMG I CANT BELEIVE IT!!! - YouTube
MCA TVC MARKETING IS A SCAM!!!! $39.90 turns into $1276.00 IN 1 week!!!! - YouTube
[WARNING] Motor Club of America a SCAM? If you THOUGHT it was a SCAM, you're RIGHT!! (8/31/2012) - YouTube
Mca isnt a scam but theres a company wayyyy better called NMC, who evers thinking about joining mca I would highly recommend googling MCA vs NMC,contact email address removed by mod if interested in joining
This is my first post, so I understand that it will be moderated.
In doing my own research on MCA/TVC (someone asked a question about whether MCA/TVC was accredited by the BBC in a MCA Facebook group) and I came across this thread. I decided to read through the thread, then decided to join so that I can share what information I have obtained.
**DISCLAIMER: I'll say this right up front...I did sign up as a free associate with TVC/MCA but did not purchase a membership benefits package. I do promote affiliate programs and when I first saw this, it was being promoted by many that you had to purchase a membership benefits package in order to be an affiliate, so I hesitated. I found out later that this was NOT true. You CAN sign up as an associate for free, sell the benefits packages and earn commissions. The folks saying otherwise was their way of getting a "cash grab" from their referrals and not being upfront about the company policies...not really the fault of the company, but of greedy marketers.
The constant question is: where is "official", "corporate" (in other words, objective and unbiased) information about the company? That was my first question because the majority of the entries returned from a google search are from associates' promotions. Someone finally directed me to this link: Preserver Group, Inc.: Information from Answers.com
This is an entry that is supposedly in the Gale Directory of Company Histories. This gives a history of Preserver Group Inc., which (according to this) grew out of the Motor Club of America/MCA. You find the 1926 start date here; that's the date the Green brothers established a motor club in New Jersey, which eventually became MCA. It also states that MCA sold the motor club business to JVL Holding Properties in 1996; I believe Virgil Coffee, who owns TVC Marketing Associates (the marketing arm of MCA), owns JVL.
There are folks out there selling the MCA benefits packages "legitimately", meaning that they are promoting the products/services and not necessarily the business opportunity. There have been testimonials in the MCA Facebook group of folks using the roadside service and being quite satisfied with the service they received.
In response to a comment on this thread, stating that MCA takes back commissions when someone cancels a membership...that's not a scam, that's called a "chargeback". The $80 commission you receive as a result of a $40 sale (a $19.95/mo membership package; they're paying for their first and last month) is an ADVANCE commission...if someone cancels their membership, you have to pay some of that commission back.
I'm not here to defend TVC/MCA, only to pass along additional information which I didn't see here in this thread. While I have heard of the Gale Directories, I did not personally confirm that this entry was indeed in the Directory.
Thanks,
Ellyn
Welcome to REALSCAM.com aislesofiles
In that one sentence, you have pointed out why serious potential MLMers should avoid MCA like the plague and why the internet is filled with get-rich-quickers touting MCA as being the next big thingQuote:
Originally Posted by aislesoffiles
The fact you CAN sign up for free and CAN base earnings on recruiting is major red flag #1 for potential recruits and a major no no as far as the authorities are concerned.
If MCA doesn't move to quickly close the loophole which is allowing endless chain recruiting to happen, then that in itself is further evidence MCA is a company to be avoided by anyone contemplating joining.
Forget about the law for a minute, endless chain recruiting is illegal BECAUSE it doesn't work and BECAUSE it guarantees people low down the chain lose money.
MCA is definitely one for get-rich-quickers and definitely one to be avoided by anyone else.
Great thread guys. I love it. Good research, I have even learned from this thread.
If, you can sign up as a Sales associates without paying fee and be paid a commission to market their services that is Just like a Normal sales job. Commission based Job Not a Pyramid Scheme.
The reason why some associates promote the money and income potential is the same with any other marketing system and they is because the potential is there.
When Amway, Mary Kay and other various companies have a hotel meeting they promote the aspects of freedom, working from home and the ability to make a great income.
I hope I do not seem bias because I am a affiliate just joined a couple of months ago the highest pay out I have received for one week was just under $2000 but, I have used the service and it works just great in fact. I asked the company that came out and they said they also dispatch for AAA, All State and 8 other companies. What I promote about the company is the benefits then the income every does not want to sale service.
This is not a scheme, scam or a Ponzi but, real life, real services, helping real people.
Another gigantic reason to avoid MCA like bubonic plague... this man is promoting it:
http://www.facebook.com/phil.miranda...07438016032873
He was the spokesperson for both The People's Program and for ProfusionX when those gifting pyramids started up, and he still promotes and participates in the former. The Facebook group that I bumped into him on? It's a 2010blessings recruitment site. So he and his flunkies may be jumping en mass into that scam, too.
I found this post very helpful. Especially this link here Preserver Group, Inc.: Information from Answers.com. From there I went here Check Out a Business or Charity - Oklahoma City BBB for Preserver Group as you will see if you go there the Preserver Group Inc. does display an A+ rating and listed under Description: This company offers Property Casualty Company.
Additional Information
BBB file opened: January 21, 2003 Business started: 01/01/1933
Type of Entity
Corporation
Business Management
Patrick J. Haveron, CEO
Contact Information
Principal: Patrick J. Haveron, CEO
Business Category
Business Opportunity Companies
But here is what many people may miss upon checking this info about Property Casualty Company on the BBB website. Take a look at the email listed phaveron@twrgrp.com then go to twrgrp.com on this website they offer multiple types of insurance home, auto, business, loss control, etc. which I gather could make sense with some of what mca offers. When you type in Tower Group Companies into the BBB website they have no rating and twrgrp.com is still the listed website.
Additional Information
top
BBB file opened: June 07, 2011 Business started:
Business Category
Insurance - Homeowners
I am NOT a member of mca though I was considering. I just thought that I'd add a little additional info based on some great research that Ellyn did.
Make it a great day;
Interesting conversation.
Anyway, since we're all preaching "verification," I guess we should all take a moment to verify the accusation that associates only earn from recruitment and that there is no retail aspect to the business. These two aspects are essential for it to be a pyramid scheme, and that is as stated by the FTC.
If research had been completed, one would see that an associate earns from both recruitment and consumer sales. The viable target market for the product is at least 153 million, the drivers of America according to US data. And a customer can go to the TVC website without clicking a sponsor link and purchase the product directly, without joining anyone's downline, or can purchase from an associate without ever joining the associate program, or without even ever logging into their account.
That's just some quick info. A full compilation of comparisons of MCA to the FTC's own properties of a pyramid scheme has been put together by me at this pastebin: Motor Club of America Information - Pastebin.com
Good day.
If you dig deep enough you will find MCA is officially"Motor Club of America Enterprises, Inc."
Motor Club of America Enterprises, Inc has a location in Oklahoma City, OK. Active officers include Virgil W. Coffee, Larry K. Melton and David K. Kircher. The company's line of business includes Motor Club.
direct dial: (405) 843-2745
Category: Motor ClubAutomobile owners' association
Filings: Foreign For-Profit Corporation (TX - Active)
Statement & Designation By Foreign Corporation (CA - Active)
Sources: California Secretary of State last refreshed 2/8/2013
Dun & Bradstreet last refreshed 2/8/2013
Texas Secretary of State last refreshed 2/8/2013
So, if an "associate" earns 1% of his/her income from "sales" and 99% of his/her income from "recruitment" that would be OK by you, then ???Quote:
Originally Posted by artizhay
SMART potential MCA recruits won't believe a "nudge, wink" compliance with the FTC regulations is an indicator of legitimacy.
Get-rich-quickers, on the other hand, will continue to spruik the benefits of endless chain recruiting, MCA style.
The problem is the very fact Motor Club of America members CAN earn based largely on recruiting and the MCA refuses to close the loophole in their business model which allows endless chain recruiting to take place.
Endless chain / pyramid schemes are illegal because they don't work for most participants and are based on lies and misrepresentation.
Participate at your own peril.
The distribution of income is entirely dependent on the associate, not MCA. My personal distribution is roughly 66% consumer 33% recruitment, not including downline commissions. MCA itself does not push recruitment like many MLM company leaders do.
Regardless, our discussions here are rather futile. Take Herbalife for example, which also has extreme potential from recruitment-backed income. Publicly traded company with real investors, and hedge fund managers can't even decide if it's a pyramid scheme or not, with one hedge fund buying shares of HLF to support its legitimacy.
So if prominent players in the financial field can't even agree on the legality of MLM, this thread - and frankly, maybe even the forum - is quite unnecessary, considering it would be unwise anyway to take legal advice on a forum from someone you don't even know, including myself.